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Schedule C Partnership 1065 S Corp 1120S Corporation 1120 Variable Income Rental Income SSIPension Gross Up

Self-Employed Schedule C Borrower

For borrowers that claim self-employment income on Schedule C.

Is the borrower qualifying with one or two years of returns?

Returns from 2 Years Ago ()

Net Profit (31):

$

Non-Recurring Income (6):

$

Depletion/Depreciation (12&13):

$

Meals/Entertainment (24b):

$

Business Use of Home (30):

$

Vehicle Miles (Actual Miles):

$

Monthly Income: $0.00

Returns from Most Recent Year ()

Net Profit (31):

$

Non-Recurring Income (6):

$

Depletion/Depreciation (12&13):

$

Meals/Entertainment (24b):

$

Business Use of Home (30):

$

Vehicle Miles (Actual Miles):

$

Monthly Income: $0.00

Income is declining.

24 Months Average: $0.00

Self-Employed Partnership 1065 Borrower

For borrowers that claim self-employment income on Form 1065.

Is the borrower qualifying with one or two years of returns?

Is the borrower able to prove liquidity?

Returns from 2 Years Ago ()

W2 Income (Box 5):

$

Percentage of Ownership (K1 J):

%

K-1 Income (1-3):

$

Distributions (K1 Box 19):

$

Guaranteed Payments* (K1 Box 4):

$

Other Ordinary Income (Line 4):

$

Nonrecurring Other Income (Line 7):

$

Depreciation (Line 16c):

$

Depletion (Line17):

$

Mortgages, Notes, Bonds < 1 Year (L Line 16):

$

Travel and Entertainment (M1 Line 4b):

$

Amortization:

$

Monthly Income: $0.00

Returns from Most Recent Year ()

W2 Income (Box 5):

$

Percentage of Ownership (K1 J):

%

K-1 Income (1-3):

$

Distributions (K1 Box 19):

$

Guaranteed Payments* (K1 Box 4):

$

Other Ordinary Income (Line 4):

$

Nonrecurring Other Income (Line 7):

$

Depreciation (Line 16c):

$

Depletion (Line17):

$

Mortgages, Notes, Bonds < 1 Year (L Line 16):

$

Travel and Entertainment (M1 Line 4b):

$

Amortization:

$

Monthly Income: $0.00

Income is declining.

24 Months Average: $0.00

*DU loans require a 2 year history to add in guaranteed payments from the partnership. LP loans allow for guaranteed payments to be utilized without a two-year history.

Self-Employed S Corp 1120S Borrower

For borrowers that claim self-employment income on Form 1120S.

Is the borrower qualifying with one or two years of returns?

Is the borrower able to prove liquidity?

Returns from 2 Years Ago ()

W2 Income (Box 5):

$

Percentage of Ownership (K1 G):

%

K-1 Income (1-3):

$

Distributions (K1 Box 16d):

$

Nonrecurring Other Income (Line 5):

$

Depreciation (Line 14):

$

Depletion (Line 15):

$

Mortgages, Notes, Bonds < 1 Year (L Line 17):

$

Travel and Entertainment (M1 Line 3b):

$

Amortization:

$

Monthly Income: $0.00

Returns from Most Recent Year ()

W2 Income (Box 5):

$

Percentage of Ownership (K1 G):

%

K-1 Income (1-3):

$

Distributions (K1 Box 16d):

$

Nonrecurring Other Income (Line 5):

$

Depreciation (Line 14):

$

Depletion (Line 15):

$

Mortgages, Notes, Bonds < 1 Year (L Line 17):

$

Travel and Entertainment (M1 Line 3b):

$

Amortization:

$

Monthly Income: $0.00

Income is declining.

24 Months Average: $0.00

Self-Employed Corporation 1120 Borrower

For borrowers that claim self-employment income on Form 1120.

Is the borrower qualifying with one or two years of returns?

Returns from 2 Years Ago ()

W2 Income (Box 5):

$

Percentage of Ownership:

%

Nonrecurring Gains (Lines 8 & 9):

$

Nonrecurring Other Income (Line 10):

$

Depreciation (Line 20):

$

Depletion (Line 21):

$

Net Operating Loss (Line 29a):

$

Taxable Income (Line 30):

$

Total Tax (Line 31):

$

Mortgages, Notes, Bonds < 1 Year (L Line 17):

$

Travel and Entertainment (M1 Line 5c):

$

Amortization:

$

Monthly Income: $0.00

Returns from Most Recent Year ()

W2 Income (Box 5):

$

Percentage of Ownership:

%

Nonrecurring Gains (Lines 8 & 9):

$

Nonrecurring Other Income (Line 10):

$

Depreciation (Line 20):

$

Depletion (Line 21):

$

Net Operating Loss (Line 29a):

$

Taxable Income (Line 30):

$

Total Tax (Line 31):

$

Mortgages, Notes, Bonds < 1 Year (L Line 17):

$

Travel and Entertainment (M1 Line 5c):

$

Amortization:

$

Monthly Income: $0.00

Income is declining.

24 Months Average: $0.00

For a DU loan, business income can only be given if the borrower owns 100% of the business. For LPA loans, business income can be given if the borrower owns 25% or more of the business.

Variable Income

2 Years Ago	Last Year	YTD	Trend	2yr Average	Last Yr + YTD	YTD Average
$	$	$	-	$0.00	$0.00	$0.00
$	$	$	-	$0.00	$0.00	$0.00
$	$	$	-	$0.00	$0.00	$0.00
$	$	$	-	$0.00	$0.00	$0.00
$	$	$	-	$0.00	$0.00	$0.00
$	$	$	-	$0.00	$0.00	$0.00
$	$	$	-	$0.00	$0.00	$0.00
$	$	$	-	$0.00	$0.00	$0.00
$	$	$	-	$0.00	$0.00	$0.00
$	$	$	-	$0.00	$0.00	$0.00
$	$	$	-	$0.00	$0.00	$0.00
$	$	$	-	$0.00	$0.00	$0.00
$	$	$	-	$0.00	$0.00	$0.00
$	$	$	-	$0.00	$0.00	$0.00
$	$	$	-	$0.00	$0.00	$0.00
$	$	$	-	$0.00	$0.00	$0.00
$	$	$	-	$0.00	$0.00	$0.00
$	$	$	-	$0.00	$0.00	$0.00
$	$	$	-	$0.00	$0.00	$0.00
$	$	$	-	$0.00	$0.00	$0.00