What Is a DSCR Loan?

A DSCR loan is a no-income-verification loan that qualifies borrowers based on the property's rental income vs. expenses. If the rental income can cover the mortgage payment (typically a DSCR of 1.0 or higher), you may qualify-even if you're self- employed or have complex finances

Why Investors Choose DSCR Loans

  • No tax returns or W-2s required

  • Close in as little as 2-3 weeks

  • Qualify based on rental income (not personal DTI)

  • Available for short-term and long-term rentals (including Airbnb)

  • Ideal for portfolio growth and cash-flowing properties

Perfect For

  • Real estate ianvestors with multiple properties

  • Self-employed or non-traditional income earners

  • Buyers building rental portfolios (single-family, multifamily, condos)

  • Turnkey property buyers and Airbb operators

Let's Get You Approved

If you're ready to take the next step toward building or expanding your rental property portfolio with a DSCR loan, I'm here to help.

Location

: 5559 S Sossaman Rd Bldg 1 Ste 101, Mesa, AZ 85212

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Corp: 5559 S Sossaman Rd Bldg 1 Ste 101, Mesa, AZ 85212

NEXA Mortgage, LLC is an Equal Housing Lender